Click here to Get this Complete Project Chapter 1-5


This study was carried out to examine the impact of information technology on organization productivity in banking system with a particular reference to Union Bank Plc, Benin Metropolis, Edo. To achieve this objective, five research questions and two research hypotheses were formulated to guide the study. The data was collected from primary and secondary sources of data. The primary data were collected with the help of a well-structured questionnaire of two sections administered to staff of Union Bank Plc, Benin Metropolis, Edo. The collected data were analyzed with tables and simple percentages to analyze the research questions while Chi-square statistical tool was used to test research hypotheses. The study reveals that there is a significant relationship between ICT and bank performance and there is a significant relationship between ICT and employee  job satisfaction. The study concluded with some recommendations that the Nigerian banks should give emphasis on efficient utilization of the ICT equipment such as credit and electronic cards to pay at retail outlets, points of sales (POS), phone banking, electronic payment debit, cash withdrawal machines that becomes Automated Teller Machines (ATM), home banking, internet banking, mobile banking, personal digital assistant banking rather than purchase of new ones.













The world today is shaped by the advancement in the field of information technology. The relevance of information technology to the development of corporate organization and the entire would cannot be over emphasized. For instance, Nigeria has come to realize the fact that no modern economy can be sustained without integral ICT and has adopted the technology towards the growth of its economy.

The introduction of new technologies has led to higher level of production, improved communication and more impactive and efficient process management. It is also been able to improve decision making, increase citizen participation in economic development, support a modern workforce, enhance social well  being and narrow the digital devices.

However, information is the output element of data processing activity. It is the conversion of data processing operation into a useful form for its purpose. Information is therefore a processed data that has been transformed from its raw state into finished product for people to make use of it. Database is the heart of every information services. The use of database make it possible to provide access to the same information using different channel, not only via internet, but also via online database, call centers  or in print version. The most familiar example is telephone. A large number of call centre can be reached by telephone, professional organization provide their information and services in this way. Another well known example is personal computer (PC). The PC allows people to use internet services, online database and so on.

Communication on the other hand is the process of exchanging information and meaning between or among individual through a common system of symbols, single and behaviour. There are various forms of communication services and application that are relevant to organization.  An important distinction that can be drawn in this respect is between synchronous and asynchronous application. Synchronous communication involves the simultaneous presence of the participant in the communication process. Examples of these are chatting and computer conferences. Chat is an application that enables two person connected to the same network to exchange information. Computer conferencing can be compare to a teleconference: a situation where person can communicate simultaneously with the aid of personal computer (PC) and network infrastructure.

In the case of asynchronous communication, there is a certain time interval between the messages and a reaction to that message i.e. delayed communication: such as exchange of letters. Example of asynchronous communication application is email or electronic mail.

Technology according to encyclopedia America (1988), is a way of making or doing things, it is derived from Greek word “technique” meaning “art or craft”. There information technology play an important role when people try to overcome the limitation of time and distance to communicate, exchange information and work together. There are various technology that play a role in the process, technology that are used to established communication over a distance (telecommunication) and technology that are used to store, process, and provide data (information technology). The convergence of telecommunication and computer has resulted in what called information technology, ICT is a general term used to describe a large number of different technologies and application.


The adoption of ICT in Nigeria banking system are to develop certain  skills, knowledge and retraining of employee on and off the job, increase in productivity and profitability of the organization in the course of attaining  organization  efficiency and impactiveness.

However, ICT to an extent have not been able to relief the complexity   to manual aspect of organization activities. This is due to the fact that some stored data on the system can be lost if not manually documented. Despite the fact that introduction of ICT has made the organization to be simple and faster, it has not been bale to eradiate fraud and irregularities that occur in the organization. The application of ICT has also lead to fear of equipment by workers, information overload, increase work pressure etc. The fear of equipment by workers a times displace them from work, this is because the adoption of new technology will usually reduce the labour force trend in any organization. For instance, organizations with a high level of technology make use of ROBBOT instead of people to perform certain task. The application of ICT enables organization to displace workers with inappropriate skills and experience.

Another major problem posed by ICT is information overload, this occurs when an employee receive more information than what he or she can process, for instance, the more people make use of email, the stronger the feelings that they can’t process it. Therefore, this research work tends to look indeptly to this aforementioned problem in order to add more knowledge on existing one.



The main objective of this study is to examine whether the application of information and communication technology ((ICT) channels has either positive or negative impact on bank performance. Other specific objectives includes:

1)      To examine whether ICT will contribute to employee job   satisfaction

2)      To examine how productivity can be enhanced through the        application of information and communication technology.

3)      To investigate whether the adoption of information and    communication technology will reduce organization cost and     save time.

4)      To determine if the use of ICT will curb the rate of fraud and     irregularities in the organization.

5)      To analyze  the area of improvement in the information and      communication  technology  as it concern bank performance.

6)      To also examine, how information and communication      technology could help in improving knowledge and skills.



1)      Can information and communication technology be more impactive and efficient in determining employee job    satisfaction?

2)      Is there any significant impact of information and     communication technology on bank performance?

3)      Can cost of associated with training and development of   employee on how to make use of ICT be reduced?

4)      Can information and communication technology be best    managed to eradicate fraud and irregularities in some          organization area?

5)      Is there an increase in productivity as a result of the use of       ICT or on impact at all or even a decrease?

6)      Does ICT have on the relationship between organization and     its environment as well as the relationship within the   organization, the boarder economic and social context within     which the organization operate?



There are (2) types of hypothesis, the “Null” hypothesis which is denoted by (Ho), and “alternative” hypothesis which is denoted by (Hi)


H0:    There is no significant relationship between ICT and         bank performance

H1:    There is significant relationship between ICT and bank performance


H0:    There is no significant relationship between ICT and         employee job satisfaction.

H1:    There is significant relationship between ICT and employee       job satisfaction




H0:    There is no significant relationship between the use of  ICT        and time reduction.

H1:    There is significant relationship between the use of  ICT and      time reduction.


H0:    There is no significant relationship between the use of ICT         employee skills

H1:    There is significant relationship between the use of ICT     employee skills.



The result of this study will provide basis of revealing the importance of ICT on the bank performance and to also develop a skilled labour. Another major factor that needs to be considered is the identification and appraisal of the factors that contribute to how impact and efficient workforce will yield productivity by the way of managing ICT innovation. It is also believed that the findings of this study will enable workers to know that the advent of ICT will make them have access to easy and accurate information which will undoubtedly increased the level of the productivity.



This study will focus mainly on the impact of information technology on bank performance and the benefit  to banking density as experienced by Union Bank Plc situated in Edo State, Nigeria.



Carrying out a research work may be tasking and could also involve spending so much on acquisition of materials and also time constraints. In Nigeria today, majority of the companies area always reluctant to give out information about their operation for the fear of intrusion, insecurity and negative impact of competition of their product and services. The major limitations of this study are time and cost constraints in terms of transportation browsing in internet, photocopying of materials, and these could hinder the research 100% accuracy.



Computer: Is an electronic device that is used for sorting and retrieving data, and processes it through central processing unit (CPU) and sends it our as information through the output devices.

Information: This is knowledge about something especially fact that news.

Information and Communication Technology: This is the use of computer and other electronic devices such as telephone to process and distribute information.

Database: This provides access to information by using different channels.

Diffusion: Is the process by which an innovation is communicated through certain channels over time among the members of social system.

Innovation: This is an idea, practice or object that is perceived as new by an individual or by another unit of adoption.

Productivity: This is sued to measure the quantity and quality of work done, considering the cost of the resources used.


Get the Complete Project

This is a premium project material and the complete research project plus questionnaires and references can be gotten at an affordable rate of N3,000 for Nigerian clients and $8 for international clients.

Click here to Get this Complete Project Chapter 1-5





You can also check other Research Project here: